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Consumer / Personal | Home Real Estate / Mortgage | Agricultural | Commercial

 


First National Bank & Trust offers loans for almost any need/purpose you may have. Our loans are competitively priced, and approval often occurs the same day (rates and terms vary according to purpose/collateral). Since we are a community bank, our loans are tailored to meet your needs-not ours! We always are available to assist with your financing needs or questions. Down payment or equity required will vary from customer to customer. Sometimes, no down payment is required. We loan throughout southeast Nebraska - but don't let that keep you from asking. We will consider ALL loan requests.
Consumer/Personal Loans  

Loans of this type may include:

  • Autos (new or used)
  • Boats, motorcycles, recreational vehicles
  • Motor Homes
  • Wedding expenses
  • Vacations
  • CD loans (loans secured with Certificates of Deposit)
  • Overdraft protection
  • Other

 

Home Real Estate / Mortgage Loans back to top

Loans of this type may include:

  • Purchase or Refinance of your primary home - permanent financing
  • Construction of your home
  • Bridge Loans (not actually for bridges, but for providing equity to buy your new home while you are selling your existing home)
  • Home equity
  • Home improvement (or repair)
  • Energy loans (low interest rate for qualifying projects)
  • Second or vacation homes
  • Retirement homes
  • Fixed rate
  • Adjustable rate (ARM's)
  • Low down payment loans
  • PMI (Private Mortgage Insurance) loans

 

Agricultural Loans back to top

Loans of this type may include:

  • Equipment/machinery
  • Livestock
  • Farm operating expenses
  • Lines of credit (ask about our automated checking account coverage!)
  • Land purchase or refinance
  • Conservation projects
  • Beginning farmer
  • FSA/SBA guaranteed loans (low equity requirement)
  • Long term and short term
  • Letters of credit
Commercial / Business Loans back to top

Loans of this type may include:

  • Purchase of a business
  • Working capital for day-to-day business needs
  • Lines of credit
  • Inventory
  • Equipment
  • Remodeling/expansion
  • Construction
  • Leasehold improvements
  • SBA (Small Business Administration) loans
  • Starting your own business
  • Real estate or receivable financing
  • Letters of credit

 


 

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