|
|
Deposit Account
Name
|
Interest Rate
|
APY*
|
Minimum Opening Deposit
|
Minimum Balance for APY
|
|
First NOW Account
Checking
|
0.40%
|
0.40%
|
$750
|
$ .01
|
|
First Money Market
|
1.00%
1.24%
1.49%
|
1.00%
1.25%
1.50%
|
$ .01
|
Daily Balance
up to $9,999.99
$10,000-$49,999
$50,000 and over
|
|
N Club NOW Account
Checking
|
0.35%
|
0.35%
|
$300
|
$ .01
|
|
Health Savings Account
|
2.47%
2.72%
2.96%
3.20%
3.45%
|
2.50%
2.75%
3.00%
3.25%
3.51%
|
$50
|
Daily Balance
Up to $4,999.99
$5,000-$24,999.99
$25,000-49,999.99
$50,000-99,999.99
$100,000 and over
|
|
Long Term Care Savings
Plan Account
|
2.47%
2.72%
2.96%
3.20%
3.45%
|
2.50%
2.75%
3.00%
3.25%
3.51%
|
$50
|
Daily Balance
Up to $4,999.99
$5,000-$24,999.99
$25,000-49,999.99
$50,000-99,999.99
$100,000 and over
|
|
First Savings
|
1.09%
|
1.10%
|
$100
|
$ .01
|
|
Holiday
Savings
|
1.09%
|
1.10%
|
$20, with
$20 minimum monthly deposit
|
$ .01
|
|
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*APY = Annual Percentage Yield
Notes:The interest rate
and annual percentage yield may change after account opening. Fees could
reduce the earnings on the account.
At our
discretion, we may change the interest rate on your account at any
time.
|
Term
|
Interest Rate
|
APY*
|
Minimum Deposit
|
|
3 Month
|
1.99%
|
2.01%
|
$1,000
|
|
6 Month
|
2.14%
|
2.16%
|
$1,000
|
|
12 Month
|
2.23%
|
2.25%
|
$1,000
|
|
18 Month
|
2.23%
|
2.25%
|
$1,000
|
|
24 Month
|
2.45%
|
2.48%
|
$1,000
|
|
30 Month
|
2.45%
|
2.48%
|
$1,000
|
|
36 Month
|
2.73%
|
2.77%
|
$1,000
|
|
48 Month
|
2.94%
|
2.98%
|
$1,000
|
|
60 Month
|
3.14%
|
3.19%
|
$1,000
|
|
36 Month Steady Saver
|
2.47%
|
2.49%
|
$30 to open, with a minimum
$30 a month automatic deposit
|
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Each
APY* is accurate as of: July 23,
2008
*APY = Annual Percentage Yield
Notes: A penalty may be imposed for early withdrawal. Fees could reduce the
earnings on the account. Your
interest rate and annual percentage yield may change at maturity.
|
Term
|
Interest Rate
|
APY*
|
Minimum Deposit
|
|
3 Month IRA/QRP
|
2.00%
|
2.01%
|
$1,000
|
|
6 Month IRA/QRP
|
2.15%
|
2.16%
|
$1,000
|
|
12 Month IRA/QRP
|
2.23%
|
2.25%
|
$1,000
|
|
18 Month IRA/QRP
|
2.23%
|
2.25%
|
$1,000
|
|
24 Month IRA/QRP
|
2.45%
|
2.48%
|
$1,000
|
|
30 Month IRA/QRP
|
2.45%
|
2.48%
|
$1,000
|
|
36 Month IRA/QRP
|
2.73%
|
2.77%
|
$1,000
|
|
48 Month IRA/QRP
|
2.94%
|
2.98%
|
$1,000
|
|
60 Month IRA/QRP
|
3.14%
|
3.19%
|
$1,000
|
|
18 Month Time Open
IRA/QRP
(Minimum balance to obtain
Annual Percentage Yield: $50)
|
2.05%
|
2.07%
|
$50
Additional deposits of $50 or
more can be made at any time
|
Each APY* is accurate as of: July 23, 2008
|
